Free Tools

Mortgage Calculators

Estimate your payment before you call. All figures are for educational purposes, your actual rate depends on credit, property, and program. Get a real quote →

Conventional Mortgage

Estimate your monthly payment including taxes, insurance, HOA, and PMI.

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Fill in the fields and click Calculate to see your estimated monthly payment.

FHA Loan Calculator

FHA loans require 3.5% down (580+ credit) and include an upfront MIP (1.75%) plus monthly MIP.

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Fill in the fields and click Calculate to see your FHA payment breakdown.

VA Loan Calculator

VA loans offer 0% down with no monthly PMI. A one-time funding fee is rolled into the loan (waived for disabled veterans).

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Fill in your details and click Calculate to see your VA loan payment.

Refinance Calculator

Compare your current mortgage to a new loan to see monthly savings and break-even timeline.

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Enter your current and new loan details to see how much you could save.

Affordability Calculator

Estimate the maximum home price you can afford based on your income and existing debts (43% DTI rule).

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Enter your income and debts to see the maximum home price you can afford.

All calculations are estimates for educational purposes only and do not constitute a loan commitment or guarantee of any rate or terms. Actual payments will depend on credit score, loan program, property type, and market conditions. NMLS #1277693. Get a real rate quote →

Ready for a real number? Rates, points, and closing costs are set by the funding lender and disclosed in writing during the formal application process. Figures shown here are illustrative only.