Mortgage Broker · Huntington Beach, CA

Huntington Beach Mortgage Broker, Bank Statement, DSCR, Hard Money & Jumbo Since 2014

Advanced Funding Solutions is your Huntington Beach mortgage broker for every loan type, built for harbour homeowners, second-home buyers, and Surfside Colony principals. Bank statement, DSCR programs available, wholesale hard-money programs, jumbo and super-jumbo programs. Leo Teplitsky shops your file across hundreds of wholesale lenders. NMLS #1277693.

5.0 · 21 Google reviews NMLS #1277693 Founded 2014 California
  • ✓ NMLS #1277693
  • ✓ Licensed in California
  • ✓ Direct broker access
Orange County · Huntington Beach, CA

Why Choose Advanced Funding Solutions for Mortgage Broker in Huntington Beach

Huntington Beach's Surfside Colony gated oceanfront stock and Huntington Harbour waterfront homes trade at the high-balance to super-jumbo range, while Pacific City condos and walk-to-beach SFRs in the downtown core clear conforming routinely. Huntington Beach borrowers, including harbour homeowners, second-home buyers, and Surfside Colony principals, work directly with Leo Teplitsky (NMLS #1277693) from our Calabasas office, 52 miles from our Calabasas HQ. No call center, no junior LO, no referral chain. As a broker with hundreds of lender relationships, Advanced Funding Solutions shops your Huntington Beach file across multiple investor channels simultaneously, bank statement loans, DSCR programs available, wholesale hard-money programs, jumbo and super-jumbo programs, conventional, FHA, and VA. All in one conversation.

Leo Teplitsky, Mortgage Broker | Founder, Advanced Funding Solutions
Huntington Beach borrowers most often need lenders that handle dock-included appraisals or short-term-rental DSCR on Pacific City condos, bank retail can't run either. One conversation with me covers every program: bank statement, DSCR programs available, jumbo and super-jumbo programs, wholesale hard-money programs. NMLS #1277693, Calabasas office, founded 2014.
— Leo Teplitsky Mortgage Broker | Founder · NMLS #1277693
Why Borrowers Choose AFS

What Makes Our Mortgage Broker Loans Different in Huntington Beach

Every Loan Type, One Broker in Huntington Beach

Bank statement loans, DSCR programs available, wholesale hard-money programs, jumbo and super-jumbo programs, conventional, FHA, VA, and ITIN. Advanced Funding Solutions matches all programs across the wholesale-lender network. No referral to a different specialist. Huntington Beach borrowers most often need lenders that handle dock-included appraisals or short-term-rental DSCR on Pacific City condos, bank retail can't run either.

Hundreds of Wholesale Lenders Shopping Your File

As a mortgage broker with hundreds of lender relationships, AFS submits your Huntington Beach file across multiple investor channels simultaneously. One application, multiple investor channels reviewing the scenario, especially valuable for harbour homeowners, second-home buyers, and Surfside Colony principals whose files get scored differently by every wholesale investor.

Bank Statement for Huntington Beach Self-Employed Borrowers

Self-employed buyers in Huntington Beach, harbour homeowners, second-home buyers, and Surfside Colony principals, qualify using 3–24 months of bank statements. Tax-return-light programs available under select investor channels. Business or personal accounts accepted. Final loan amount set by the funding lender.

Wholesale Hard-Money Access for Huntington Beach Investors

Orange County investment properties that need fast funding close through our hard money program, asset-based, LTV set by the funding lender, no income docs. Fix-and-flip, bridge, and non-conforming properties qualify.

Direct Access to Leo Teplitsky, NMLS #1277693

Founded 2014. Licensed in California. No call center, no junior LO handoff. Files are routed from our Calabasas office across the wholesale-lender network to the program best positioned to fund the Huntington Beach scenario.

Mortgage Broker Loan Terms in Huntington Beach, CA

Loan Types
Bank statement · DSCR · Hard money · Jumbo · Conventional · FHA · VA · ITIN
Bank Statement Range
Bank-statement programs available
DSCR Ratio
Programs available across investor channels
Hard Money Programs
Bridge and fix-and-flip programs available; timelines set by the funding lender
Jumbo Range
High-balance and super-jumbo programs
Income Docs
Tax returns · Bank statements · None (DSCR/hard money)
Wholesale Lenders
Hundreds of wholesale investor channels
Licensed State
California
NMLS
#1277693, verifiable at NMLS Consumer Access
FAQ

Mortgage Broker in Huntington Beach: Common Questions Answered

What loan programs do you offer in Huntington Beach?
Full suite: bank statement loans, DSCR loans from qualifying ratios set by the funding lender, wholesale hard-money programs, jumbo and super-jumbo programs, conventional, FHA, VA, asset depletion, ITIN, and HELOC. Advanced Funding Solutions (NMLS #1277693) routes files from our Calabasas office across the wholesale-lender network. No referral to a different specialist.
Can self-employed Huntington Beach borrowers qualify?
Yes, bank statement loans are the primary solution for self-employed Huntington Beach borrowers. Huntington Beach borrowers most often need lenders that handle dock-included appraisals or short-term-rental DSCR on Pacific City condos, bank retail can't run either. 3 to 24 months of personal or business bank statements replace tax returns and W-2s. Final loan amount set by the funding lender. Available for primary residences, investment properties, and vacation homes. Call (818) 478-2555.
Do you offer DSCR loans for Huntington Beach investment properties?
Yes. DSCR programs are available across investor channels; qualifying rental income treatment is set by the funding lender. Available for single-family, multi-family, and short-term rental (Airbnb/VRBO) properties in Huntington Beach and Orange County. LLC and entity vesting permitted. NMLS #1277693.
How fast can you close in Huntington Beach?
Depends on the program: conventional and bank statement loans typically follow timelines set by the funding lender, subject to appraisal, title, escrow, and borrower documentation. Files are reviewed by wholesale-lender underwriting for the Huntington Beach scenario. No loan officer queue adds delay. Call (818) 478-2555 for a timeline specific to your situation.
How does a mortgage brokerage work in Huntington Beach?
A mortgage brokerage routes your Huntington Beach file across hundreds of wholesale investor channels simultaneously. Final rate, points, and program terms are determined by the funding lender at the time of application. Huntington Beach borrowers most often need lenders that handle dock-included appraisals or short-term-rental DSCR on Pacific City condos, bank retail can't run either. Founded 2014. NMLS #1277693.
Are you licensed to lend in Huntington Beach?
Yes. Advanced Funding Solutions is licensed in California, NMLS #1277693, verifiable at NMLS Consumer Access. Leo Teplitsky has been brokering Orange County mortgage loans from our Calabasas office since 2014. Equal Housing Opportunity.
More in Huntington Beach

Other Loan Programs in Huntington Beach

Huntington Beach borrowers working with Advanced Funding Solutions have access to the full non-QM suite — not just mortgage broker. Whether you need jumbo loans in Huntington Beach , hard money loans in Huntington Beach, AFS routes your file across hundreds of wholesale-lender channels for the program best positioned to fund the scenario.

Ready for a Huntington Beach Mortgage Broker quote?

Leo Teplitsky, NMLS #1277693. Licensed in California. No call center. No junior LO handoff.