What is the purpose of this loan?

Select the option that best describes your goal.

🏠 Purchase, Primary Residence 🏢 Purchase, Investment / Rental 🔄 Rate & Term Refinance 💵 Cash-Out Refinance 🔨 Fix & Flip / Bridge 💡 Not Sure, Help Me Choose

Which loan program fits your situation?

Not sure? Pick "Help Me Choose", we'll recommend the best fit.

📄 Bank Statement LoanSelf-employed, 12–24 months statements 📊 DSCR LoanQualify on rental income, no personal income needed 🔨 Hard Money / Fix & FlipShort-term, asset-based financing 🏛️ Jumbo LoanAbove the conforming limit set annually by the FHFA ✅ Conventional / FHA / VAW-2 or salaried borrowers 💰 Asset Depletion / ITIN / ReverseNon-traditional income borrowers 💡 Not Sure, Recommend One

What type of property is this?

The property type affects which programs and rates are available.

🏡 Single Family Home 🏙️ Condo / Townhouse 🏘️ Multi-Family (2–4 Units) 🏗️ 5+ Unit / Commercial 🌴 Short-Term RentalAirbnb / VRBO, STR income accepted 🌿 Manufactured / Land

Where is the property located?

AFS is licensed in California, Texas, and Florida. DSCR investment programs are available nationwide.

☀️ CaliforniaFull program access, all loan types ⭐ TexasFull program access, all loan types 🌊 FloridaFull program access, all loan types 🗺️ Other StateDSCR & investment programs available nationwide

Tell us about the numbers.

Estimates are fine. This is not a formal application and does not begin a credit inquiry.

Purchase Price or Current Property Value

$200K $750,000 $5M

Down Payment (or Existing Equity)

< 10% 10–19% 20–29% 30%+

How do you plan to document income?

This determines which program fits your file. All options are legitimate. No judgment here.

💼 W-2 / Pay StubsSalaried or hourly employee 📋 Bank StatementsSelf-employed, 12 or 24 months of deposits 🏠 DSCR (Rental Income Only)No personal income needed, qualify on rent 📈 Asset DepletionLarge savings / brokerage, retire or semi-retired 🌐 ITIN / Foreign NationalNo U.S. Social Security Number required 💡 Not Sure, Recommend an Approach

Almost done: where should we send your quote?

Our team follows up to schedule an initial consultation. No formal credit inquiry until a written application begins.

Full Name *

Phone Number *

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Best Way to Reach You

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Anything else we should know? (optional)

By submitting, you consent to Advanced Funding Solutions contacting you by phone, text, or email about your inquiry. Initial consultation does not begin a formal application or credit inquiry. NMLS #1277693. Equal Housing Opportunity.

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