Hard Money Loans · Huntington Beach, CA

Huntington Beach Hard Money Lender — Up to 75% LTV Since 2014

Advanced Funding Solutions closes Huntington Beach hard money loans, asset-based, no income verification, LTV set by the funding lender. Built for the Surfside Colony + Pacific City use cases that move fast. Contact Advanced Funding Solutions, NMLS #1277693.

5.0 · 21 Google reviews NMLS #1277693 Founded 2014 California
  • ✓ NMLS #1277693
  • ✓ Licensed in California
  • ✓ Direct broker access
Orange County · Huntington Beach, CA

Why Choose Advanced Funding Solutions for Hard Money Loans in Huntington Beach

Huntington Beach's Surfside Colony gated oceanfront stock and Huntington Harbour waterfront homes trade at the high-balance to super-jumbo range, while Pacific City condos and walk-to-beach SFRs in the downtown core clear conforming routinely. Conventional financing timelines vary by lender, program, appraisal, and borrower documentation. Advanced Funding Solutions closes Huntington Beach hard money loans, asset-based, LTV set by the funding lender, no income verification, from our Calabasas office, 52 miles from our Calabasas HQ. Huntington Beach hard money is bridge for Huntington Harbour dock-frontage rebuilds and 1960s-era walk-to-beach SFR value-adds, short hold, refi exit to permanent jumbo.

Leo Teplitsky, Mortgage Broker | Founder, Advanced Funding Solutions
Huntington Beach hard money is bridge for Huntington Harbour dock-frontage rebuilds and 1960s-era walk-to-beach SFR value-adds, short hold, refi exit to permanent jumbo. Huntington Beach move-fast properties need a lender who closing timelines are set by the funding lender, asset-based, LTV set by the funding lender, no income verification. Files are routed from our Calabasas office across wholesale capital sources.
— Leo Teplitsky Mortgage Broker | Founder · NMLS #1277693
Why Borrowers Choose AFS

What Makes Our Hard Money Loans Different in Huntington Beach

Wholesale Hard-Money Access in Huntington Beach

Asset-based underwriting means approval is driven by the property's value, not your credit score or income history. Estimated Huntington Beach hard-money timelines are set by the funding lender at the time of application and are not guaranteed. Huntington Beach hard money is bridge for Huntington Harbour dock-frontage rebuilds and 1960s-era walk-to-beach SFR value-adds, short hold, refi exit to permanent jumbo.

Up to 75% LTV — Fix-and-Flip and Bridge Financing

Hard money programs up to 75% LTV for Huntington Beach fix-and-flip and bridge loans. Subject to property type, lender, and program guidelines. Short-term financing with no prepayment penalty on most programs.

No Income Verification Required

Credit score and W-2 are secondary to property value. Huntington Beach investors, including harbour homeowners, second-home buyers, and Surfside Colony principals, qualify the same way: on the asset, not on the tax return.

Direct Broker Access, No Call Center

Advanced Funding Solutions (NMLS #1277693) routes Huntington Beach hard-money files across wholesale capital sources. No loan officer queue. Term-sheet timing is set by the funding lender on qualified properties. Call (818) 478-2555.

Hundreds of Wholesale Lender Relationships

AFS has hundreds of wholesale relationships including asset-based lenders across Orange County. Files are routed across multiple investor channels for review on your Huntington Beach bridge or fix-and-flip scenario.

Hard Money Loan Terms in Huntington Beach, CA

Loan-to-Value
Up to 75% — set by the funding lender
Closing Timelines
Set by the funding lender at the time of application
Income Docs
Not required, asset-based underwriting
Credit Score
Flexible, property value drives approval
Property Types
Fix-and-flip · Bridge · Non-conforming · Land
Loan Range
Loan range set by the funding lender
Vesting
Personal name · LLC · Entity
Service Area
Huntington Beach, Orange County, greater California
Licensing
California, NMLS #1277693 · Equal Housing Opportunity
FAQ

Hard Money Loans in Huntington Beach: Common Questions Answered

How fast can AFS close a hard money loan in Huntington Beach?
Estimated Huntington Beach hard-money timelines are set by the funding lender at the time of application and are not guaranteed. Approval is based on property value, not credit history. Files are routed across wholesale capital sources. No loan officer queue. Call (818) 478-2555 for a same-day term sheet.
What LTV do you lend to in Huntington Beach?
Hard money programs in Huntington Beach go up to 75% LTV; final loan-to-value is set by the funding lender based on property condition, location within Orange County, and exit strategy. Huntington Beach hard money is bridge for Huntington Harbour dock-frontage rebuilds and 1960s-era walk-to-beach SFR value-adds, short hold, refi exit to permanent jumbo. Call (818) 478-2555 to discuss the scenario.
Do you need income verification for Huntington Beach hard money?
No. Hard money underwriting at AFS is asset-based, the property's value drives approval, not your W-2 or tax returns. Huntington Beach investors, self-employed borrowers, and first-time flippers qualify the same way. NMLS #1277693.
What property types qualify for hard money in Huntington Beach?
Fix-and-flip, bridge, non-conforming, and land loans in Huntington Beach all qualify. Single-family, multi-family, and mixed-use properties are eligible. Huntington Beach hard money is bridge for Huntington Harbour dock-frontage rebuilds and 1960s-era walk-to-beach SFR value-adds, short hold, refi exit to permanent jumbo.
Can I close in my LLC in Huntington Beach?
Yes. Entity vesting (LLC, corporation, or trust) is available for Huntington Beach hard money loans. We're experienced with complex vesting structures for Orange County investment properties. NMLS #1277693 · Founded 2014.
How does a mortgage brokerage source hard-money capital in Huntington Beach?
AFS routes files across wholesale hard-money channels; timelines are set by the funding lender with direct broker access, Files are routed from our Calabasas office across the wholesale-lender network to the program best positioned to fund the Huntington Beach scenario. hundreds of lender relationships mean competitive pricing. Wholesale-lender relationships established since 2014. No call center, no re-underwriting delays. NMLS #1277693.
More in Huntington Beach

Other Loan Programs in Huntington Beach

Huntington Beach borrowers working with Advanced Funding Solutions have access to the full non-QM suite — not just hard money loans. Whether you need jumbo loans in Huntington Beach , mortgage broker in Huntington Beach, AFS routes your file across hundreds of wholesale-lender channels for the program best positioned to fund the scenario.

Ready for a Huntington Beach Hard Money quote?

Leo Teplitsky, NMLS #1277693. Licensed in California. No call center. No junior LO handoff.