Hard Money Loans · Irvine, CA

Irvine Hard Money Loans

A bank said no. A relative's property needs settling. A rental sits empty. Any one of those can derail a plan, and a short term loan can steady it. We compare 100+ wholesale lenders, tell you what is realistic, and say so when a bridge loan is the wrong tool.

5.0 · 22 Google reviews NMLS #1277693 25 years mortgage & real estate experience Licensed in California
  • ✓ NMLS #1277693
  • ✓ Licensed in California
  • ✓ Direct broker access

Hard Money in Plain Words

Short term loans fill the space between a deal and a bank's approval. They are secured by property and priced above standard loans. We compare the cost with the alternative before you decide, and we tell you when waiting is the better deal.

When a bank closed the door

A bank decision rests on its own rules, not on a ruling about you. A different lender may see the same facts another way. We help you pick the ones worth approaching and tell you plainly what to expect.

Settling what family left behind

Inheritance or a buyout among relatives comes with dates and signatures. A short loan can fund the payout while paperwork finishes. We go step by step, starting with who owns what and who is buying.

A rental that needs a lease

A lender may want rent in place before funding. A bridge loan can hold the property while you find a tenant. A longer loan follows once the lease is signed, and we plan that handoff with you.

FAQ

Hard Money Loans in Irvine: Common Questions Answered

Should I reapply to the same bank?
Only if the reason has changed. Otherwise try lenders with a different view. We help you choose.
Which documents matter when an estate is involved?
Typically ownership papers and authority to sign. Each lender has its own list. We tell you what to ask the attorney.
Is an empty rental harder to finance?
It can be, since some lenders want tenants first. Others fund with a leasing plan. We tell you which ones to approach.
Orange County · Irvine, CA

About Hard Money Loans in Irvine, CA

Call with a deadline and a few facts about the property in Irvine, and we will sort out which lenders are worth a look. We broker the loan and the funding lender sets the terms, so we say plainly when a bridge loan is the wrong tool.

Tell us about the Irvine property

Tell us what you are buying or borrowing against, when you need the money and how you plan to repay it. We will tell you which lenders are likely to say yes before you apply anywhere. No application, no obligation. Advanced Funding Solutions, NMLS #1277693, is a licensed California mortgage brokerage. All loans are subject to credit, income, asset, property and underwriting approval.

Ready for a Irvine Hard Money quote?

Advanced Funding Solutions, NMLS #1277693. Licensed in California. No call center. No junior LO handoff.