Hard Money Loans · Irvine, CA

Irvine Hard Money Lender — Up to 75% LTV Since 2014

Advanced Funding Solutions closes Irvine hard money loans, asset-based, no income verification, LTV set by the funding lender. Built for the Shady Canyon + Turtle Rock use cases that move fast. Contact Advanced Funding Solutions, NMLS #1277693.

5.0 · 21 Google reviews NMLS #1277693 Founded 2014 California
  • ✓ NMLS #1277693
  • ✓ Licensed in California
  • ✓ Direct broker access
Orange County · Irvine, CA

Why Choose Advanced Funding Solutions for Hard Money Loans in Irvine

Irvine's Shady Canyon and Turtle Rock master-planned luxury, plus University Park and Northpark family stock, regularly clear the Orange County conforming threshold. The 405/5 tech corridor drives a deep base of foreign-national and RSU-heavy buyer files. Conventional financing timelines vary by lender, program, appraisal, and borrower documentation. Advanced Funding Solutions closes Irvine hard money loans, asset-based, LTV set by the funding lender, no income verification, from our Calabasas office, 62 miles from our Calabasas HQ. Irvine hard money is bridge for Shady Canyon and Quail Hill renovation plays, quick exits in the post-rehab jumbo range, mostly cash buyers from the tech corridor.

Leo Teplitsky, Mortgage Broker | Founder, Advanced Funding Solutions
Irvine hard money is bridge for Shady Canyon and Quail Hill renovation plays, quick exits in the post-rehab jumbo range, mostly cash buyers from the tech corridor. Irvine move-fast properties need a lender who closing timelines are set by the funding lender, asset-based, LTV set by the funding lender, no income verification. Files are routed from our Calabasas office across wholesale capital sources.
— Leo Teplitsky Mortgage Broker | Founder · NMLS #1277693
Why Borrowers Choose AFS

What Makes Our Hard Money Loans Different in Irvine

Wholesale Hard-Money Access in Irvine

Asset-based underwriting means approval is driven by the property's value, not your credit score or income history. Estimated Irvine hard-money timelines are set by the funding lender at the time of application and are not guaranteed. Irvine hard money is bridge for Shady Canyon and Quail Hill renovation plays, quick exits in the post-rehab jumbo range, mostly cash buyers from the tech corridor.

Up to 75% LTV — Fix-and-Flip and Bridge Financing

Hard money programs up to 75% LTV for Irvine fix-and-flip and bridge loans. Subject to property type, lender, and program guidelines. Short-term financing with no prepayment penalty on most programs.

No Income Verification Required

Credit score and W-2 are secondary to property value. Irvine investors, including tech executives, foreign-national buyers, and UCI/UCSF medical professionals, qualify the same way: on the asset, not on the tax return.

Direct Broker Access, No Call Center

Advanced Funding Solutions (NMLS #1277693) routes Irvine hard-money files across wholesale capital sources. No loan officer queue. Term-sheet timing is set by the funding lender on qualified properties. Call (818) 478-2555.

Hundreds of Wholesale Lender Relationships

AFS has hundreds of wholesale relationships including asset-based lenders across Orange County. Files are routed across multiple investor channels for review on your Irvine bridge or fix-and-flip scenario.

Hard Money Loan Terms in Irvine, CA

Loan-to-Value
Up to 75% — set by the funding lender
Closing Timelines
Set by the funding lender at the time of application
Income Docs
Not required, asset-based underwriting
Credit Score
Flexible, property value drives approval
Property Types
Fix-and-flip · Bridge · Non-conforming · Land
Loan Range
Loan range set by the funding lender
Vesting
Personal name · LLC · Entity
Service Area
Irvine, Orange County, greater California
Licensing
California, NMLS #1277693 · Equal Housing Opportunity
FAQ

Hard Money Loans in Irvine: Common Questions Answered

How fast can AFS close a hard money loan in Irvine?
Estimated Irvine hard-money timelines are set by the funding lender at the time of application and are not guaranteed. Approval is based on property value, not credit history. Files are routed across wholesale capital sources. No loan officer queue. Call (818) 478-2555 for a same-day term sheet.
What LTV do you lend to in Irvine?
Hard money programs in Irvine go up to 75% LTV; final loan-to-value is set by the funding lender based on property condition, location within Orange County, and exit strategy. Irvine hard money is bridge for Shady Canyon and Quail Hill renovation plays, quick exits in the post-rehab jumbo range, mostly cash buyers from the tech corridor. Call (818) 478-2555 to discuss the scenario.
Do you need income verification for Irvine hard money?
No. Hard money underwriting at AFS is asset-based, the property's value drives approval, not your W-2 or tax returns. Irvine investors, self-employed borrowers, and first-time flippers qualify the same way. NMLS #1277693.
What property types qualify for hard money in Irvine?
Fix-and-flip, bridge, non-conforming, and land loans in Irvine all qualify. Single-family, multi-family, and mixed-use properties are eligible. Irvine hard money is bridge for Shady Canyon and Quail Hill renovation plays, quick exits in the post-rehab jumbo range, mostly cash buyers from the tech corridor.
Can I close in my LLC in Irvine?
Yes. Entity vesting (LLC, corporation, or trust) is available for Irvine hard money loans. We're experienced with complex vesting structures for Orange County investment properties. NMLS #1277693 · Founded 2014.
How does a mortgage brokerage source hard-money capital in Irvine?
AFS routes files across wholesale hard-money channels; timelines are set by the funding lender with direct broker access, Files are routed from our Calabasas office across the wholesale-lender network to the program best positioned to fund the Irvine scenario. hundreds of lender relationships mean competitive pricing. Wholesale-lender relationships established since 2014. No call center, no re-underwriting delays. NMLS #1277693.
More in Irvine

Other Loan Programs in Irvine

Irvine borrowers working with Advanced Funding Solutions have access to the full non-QM suite — not just hard money loans. Whether you need jumbo loans in Irvine , mortgage broker in Irvine, AFS routes your file across hundreds of wholesale-lender channels for the program best positioned to fund the scenario.

Ready for a Irvine Hard Money quote?

Leo Teplitsky, NMLS #1277693. Licensed in California. No call center. No junior LO handoff.