Hard Money Loans · Long Beach, CA

Long Beach Hard Money Lender — Up to 75% LTV Since 2014

Advanced Funding Solutions closes Long Beach hard money loans, asset-based, no income verification, LTV set by the funding lender. Built for the Naples Island + Belmont Shore use cases that move fast. Contact Advanced Funding Solutions, NMLS #1277693.

5.0 · 21 Google reviews NMLS #1277693 Founded 2014 California
  • ✓ NMLS #1277693
  • ✓ Licensed in California
  • ✓ Direct broker access
Los Angeles County · Long Beach, CA

Why Choose Advanced Funding Solutions for Hard Money Loans in Long Beach

Long Beach's waterfront concentrates at Naples Island canals and Belmont Shore's walk-streets, both run above conforming. Bluff Heights and Los Altos historic stock trades at the high-balance to super-jumbo range with quirks tied to oil-field zoning and harbor-corridor noise studies. Conventional financing timelines vary by lender, program, appraisal, and borrower documentation. Advanced Funding Solutions closes Long Beach hard money loans, asset-based, LTV set by the funding lender, no income verification, from our Calabasas office, 50 miles from our Calabasas HQ. Long Beach hard money is bridge for Bluff Heights craftsman flips and small Belmont Heights multi-family value-adds, exits are usually a cash-out refi at completion.

Leo Teplitsky, Mortgage Broker | Founder, Advanced Funding Solutions
Long Beach hard money is bridge for Bluff Heights craftsman flips and small Belmont Heights multi-family value-adds, exits are usually a cash-out refi at completion. Long Beach move-fast properties need a lender who closing timelines are set by the funding lender, asset-based, LTV set by the funding lender, no income verification. Files are routed from our Calabasas office across wholesale capital sources.
— Leo Teplitsky Mortgage Broker | Founder · NMLS #1277693
Why Borrowers Choose AFS

What Makes Our Hard Money Loans Different in Long Beach

Wholesale Hard-Money Access in Long Beach

Asset-based underwriting means approval is driven by the property's value, not your credit score or income history. Estimated Long Beach hard-money timelines are set by the funding lender at the time of application and are not guaranteed. Long Beach hard money is bridge for Bluff Heights craftsman flips and small Belmont Heights multi-family value-adds, exits are usually a cash-out refi at completion.

Up to 75% LTV — Fix-and-Flip and Bridge Financing

Hard money programs up to 75% LTV for Long Beach fix-and-flip and bridge loans. Subject to property type, lender, and program guidelines. Short-term financing with no prepayment penalty on most programs.

No Income Verification Required

Credit score and W-2 are secondary to property value. Long Beach investors, including harbor-adjacent professionals, port executives, and canal-front retirees, qualify the same way: on the asset, not on the tax return.

Direct Broker Access, No Call Center

Advanced Funding Solutions (NMLS #1277693) routes Long Beach hard-money files across wholesale capital sources. No loan officer queue. Term-sheet timing is set by the funding lender on qualified properties. Call (818) 478-2555.

Hundreds of Wholesale Lender Relationships

AFS has hundreds of wholesale relationships including asset-based lenders across Los Angeles County. Files are routed across multiple investor channels for review on your Long Beach bridge or fix-and-flip scenario.

Hard Money Loan Terms in Long Beach, CA

Loan-to-Value
Up to 75% — set by the funding lender
Closing Timelines
Set by the funding lender at the time of application
Income Docs
Not required, asset-based underwriting
Credit Score
Flexible, property value drives approval
Property Types
Fix-and-flip · Bridge · Non-conforming · Land
Loan Range
Loan range set by the funding lender
Vesting
Personal name · LLC · Entity
Service Area
Long Beach, Los Angeles County, greater California
Licensing
California, NMLS #1277693 · Equal Housing Opportunity
FAQ

Hard Money Loans in Long Beach: Common Questions Answered

How fast can AFS close a hard money loan in Long Beach?
Estimated Long Beach hard-money timelines are set by the funding lender at the time of application and are not guaranteed. Approval is based on property value, not credit history. Files are routed across wholesale capital sources. No loan officer queue. Call (818) 478-2555 for a same-day term sheet.
What LTV do you lend to in Long Beach?
Hard money programs in Long Beach go up to 75% LTV; final loan-to-value is set by the funding lender based on property condition, location within Los Angeles County, and exit strategy. Long Beach hard money is bridge for Bluff Heights craftsman flips and small Belmont Heights multi-family value-adds, exits are usually a cash-out refi at completion. Call (818) 478-2555 to discuss the scenario.
Do you need income verification for Long Beach hard money?
No. Hard money underwriting at AFS is asset-based, the property's value drives approval, not your W-2 or tax returns. Long Beach investors, self-employed borrowers, and first-time flippers qualify the same way. NMLS #1277693.
What property types qualify for hard money in Long Beach?
Fix-and-flip, bridge, non-conforming, and land loans in Long Beach all qualify. Single-family, multi-family, and mixed-use properties are eligible. Long Beach hard money is bridge for Bluff Heights craftsman flips and small Belmont Heights multi-family value-adds, exits are usually a cash-out refi at completion.
Can I close in my LLC in Long Beach?
Yes. Entity vesting (LLC, corporation, or trust) is available for Long Beach hard money loans. We're experienced with complex vesting structures for Los Angeles County investment properties. NMLS #1277693 · Founded 2014.
How does a mortgage brokerage source hard-money capital in Long Beach?
AFS routes files across wholesale hard-money channels; timelines are set by the funding lender with direct broker access, Files are routed from our Calabasas office across the wholesale-lender network to the program best positioned to fund the Long Beach scenario. hundreds of lender relationships mean competitive pricing. Wholesale-lender relationships established since 2014. No call center, no re-underwriting delays. NMLS #1277693.
More in Long Beach

Other Loan Programs in Long Beach

Long Beach borrowers working with Advanced Funding Solutions have access to the full non-QM suite — not just hard money loans. Whether you need jumbo loans in Long Beach , mortgage broker in Long Beach, AFS routes your file across hundreds of wholesale-lender channels for the program best positioned to fund the scenario.

Ready for a Long Beach Hard Money quote?

Leo Teplitsky, NMLS #1277693. Licensed in California. No call center. No junior LO handoff.