Hard Money Loans · Los Angeles, CA

Los Angeles Hard Money Lender — Up to 75% LTV Since 2014

Advanced Funding Solutions closes Los Angeles hard money loans, asset-based, no income verification, LTV set by the funding lender. Built for the Hollywood Hills + Wilshire Corridor use cases that move fast. Contact Advanced Funding Solutions, NMLS #1277693.

5.0 · 21 Google reviews NMLS #1277693 Founded 2014 California
  • ✓ NMLS #1277693
  • ✓ Licensed in California
  • ✓ Direct broker access
Los Angeles County · Los Angeles, CA

Why Choose Advanced Funding Solutions for Hard Money Loans in Los Angeles

LA's high-cost zone now spans every Westside neighborhood from Los Feliz through the Wilshire Corridor; most pre-1990 single-family stock breaches the LA County conforming threshold before it lists. Hollywood Hills and Silver Lake remodels routinely close at high-balance jumbo range. Conventional financing timelines vary by lender, program, appraisal, and borrower documentation. Advanced Funding Solutions closes Los Angeles hard money loans, asset-based, LTV set by the funding lender, no income verification, from our Calabasas office, 30 miles from our Calabasas HQ. LA hard money is still dominated by 1920s–1950s Hollywood-adjacent SFRs needing foundation, electrical, or permit work, with programs lending up to 75% LTV on current and stabilized value.

Leo Teplitsky, Mortgage Broker | Founder, Advanced Funding Solutions
LA hard money is still dominated by 1920s–1950s Hollywood-adjacent SFRs needing foundation, electrical, or permit work, with programs lending up to 75% LTV on current and stabilized value. Los Angeles move-fast properties need a lender who closing timelines are set by the funding lender, asset-based, LTV set by the funding lender, no income verification. Files are routed from our Calabasas office across wholesale capital sources.
— Leo Teplitsky Mortgage Broker | Founder · NMLS #1277693
Why Borrowers Choose AFS

What Makes Our Hard Money Loans Different in Los Angeles

Wholesale Hard-Money Access in Los Angeles

Asset-based underwriting means approval is driven by the property's value, not your credit score or income history. Estimated Los Angeles hard-money timelines are set by the funding lender at the time of application and are not guaranteed. LA hard money is still dominated by 1920s–1950s Hollywood-adjacent SFRs needing foundation, electrical, or permit work, with programs lending up to 75% LTV on current and stabilized value.

Up to 75% LTV — Fix-and-Flip and Bridge Financing

Hard money programs up to 75% LTV for Los Angeles fix-and-flip and bridge loans. Subject to property type, lender, and program guidelines. Short-term financing with no prepayment penalty on most programs.

No Income Verification Required

Credit score and W-2 are secondary to property value. Los Angeles investors, including Westside professionals and entertainment-industry self-employed borrowers, qualify the same way: on the asset, not on the tax return.

Direct Broker Access, No Call Center

Advanced Funding Solutions (NMLS #1277693) routes Los Angeles hard-money files across wholesale capital sources. No loan officer queue. Term-sheet timing is set by the funding lender on qualified properties. Call (818) 478-2555.

Hundreds of Wholesale Lender Relationships

AFS has hundreds of wholesale relationships including asset-based lenders across Los Angeles County. Files are routed across multiple investor channels for review on your Los Angeles bridge or fix-and-flip scenario.

Hard Money Loan Terms in Los Angeles, CA

Loan-to-Value
Up to 75% — set by the funding lender
Closing Timelines
Set by the funding lender at the time of application
Income Docs
Not required, asset-based underwriting
Credit Score
Flexible, property value drives approval
Property Types
Fix-and-flip · Bridge · Non-conforming · Land
Loan Range
Loan range set by the funding lender
Vesting
Personal name · LLC · Entity
Service Area
Los Angeles, Los Angeles County, greater California
Licensing
California, NMLS #1277693 · Equal Housing Opportunity
FAQ

Hard Money Loans in Los Angeles: Common Questions Answered

How fast can AFS close a hard money loan in Los Angeles?
Estimated Los Angeles hard-money timelines are set by the funding lender at the time of application and are not guaranteed. Approval is based on property value, not credit history. Files are routed across wholesale capital sources. No loan officer queue. Call (818) 478-2555 for a same-day term sheet.
What LTV do you lend to in Los Angeles?
Hard money programs in Los Angeles go up to 75% LTV; final loan-to-value is set by the funding lender based on property condition, location within Los Angeles County, and exit strategy. LA hard money is still dominated by 1920s–1950s Hollywood-adjacent SFRs needing foundation, electrical, or permit work, with programs lending up to 75% LTV on current and stabilized value. Call (818) 478-2555 to discuss the scenario.
Do you need income verification for Los Angeles hard money?
No. Hard money underwriting at AFS is asset-based, the property's value drives approval, not your W-2 or tax returns. Los Angeles investors, self-employed borrowers, and first-time flippers qualify the same way. NMLS #1277693.
What property types qualify for hard money in Los Angeles?
Fix-and-flip, bridge, non-conforming, and land loans in Los Angeles all qualify. Single-family, multi-family, and mixed-use properties are eligible. LA hard money is still dominated by 1920s–1950s Hollywood-adjacent SFRs needing foundation, electrical, or permit work, with programs lending up to 75% LTV on current and stabilized value.
Can I close in my LLC in Los Angeles?
Yes. Entity vesting (LLC, corporation, or trust) is available for Los Angeles hard money loans. We're experienced with complex vesting structures for Los Angeles County investment properties. NMLS #1277693 · Founded 2014.
How does a mortgage brokerage source hard-money capital in Los Angeles?
AFS routes files across wholesale hard-money channels; timelines are set by the funding lender with direct broker access, Files are routed from our Calabasas office across the wholesale-lender network to the program best positioned to fund the Los Angeles scenario. hundreds of lender relationships mean competitive pricing. Wholesale-lender relationships established since 2014. No call center, no re-underwriting delays. NMLS #1277693.
More in Los Angeles

Other Loan Programs in Los Angeles

Los Angeles borrowers working with Advanced Funding Solutions have access to the full non-QM suite — not just hard money loans. Whether you need jumbo loans in Los Angeles , mortgage broker in Los Angeles, AFS routes your file across hundreds of wholesale-lender channels for the program best positioned to fund the scenario.

Ready for a Los Angeles Hard Money quote?

Leo Teplitsky, NMLS #1277693. Licensed in California. No call center. No junior LO handoff.