Hard Money Loans · Santa Monica, CA

Santa Monica Hard Money Loans

A family property needs settling, or you are buying before you sell, or the place needs work first. Each one pushes a bank outside its usual box. A short term loan can handle the timing. We compare 100+ wholesale lenders and tell you honestly what is a fit.

5.0 · 22 Google reviews NMLS #1277693 25 years mortgage & real estate experience Licensed in California
  • ✓ NMLS #1277693
  • ✓ Licensed in California
  • ✓ Direct broker access

What a Hard Money Loan Is

A bridge loan keeps a deal alive while the long loan catches up. It is short, secured by property, and costs more than a standard loan. We help you weigh the cost against what waiting would cost.

Closing before your sale does

A seller wants a firm offer. A bridge loan lets you give one while your own sale is still pending. Proceeds from that sale repay the loan afterward, and we plan the payoff with you up front.

Fix it first, finance it later

If a property needs work, banks often wait until it is done. A short loan can fund the buy and possibly some of the work. Then a longer loan replaces it, and we map that move with you.

A relative's property to settle

Estates and shared ownership bring decisions and deadlines. A short loan can fund a buyout on a firm date. We start with who owns what, then work out the steps toward a longer loan.

FAQ

Hard Money Loans in Santa Monica: Common Questions Answered

Is a bridge loan my only option for timing?
Sometimes a line of credit or a longer sale window works. We check those first. A bridge loan earns its place when time is short.
What do lenders want to see for repair loans?
A scope of work, a budget, and a realistic plan. Some also want a contractor named. We help you assemble them.
How do I handle a buyout with a sibling?
Agree on the price and the date first. Then we look at funding. A short loan can cover it while a longer loan is arranged.
Los Angeles County · Santa Monica, CA

About Hard Money Loans in Santa Monica, CA

We talk with Santa Monica owners and buyers who are up against a date. Share the date and the plan. We will tell you what is realistic and what is not.

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Tell us about the Santa Monica property

Tell us what you are buying or borrowing against, when you need the money and how you plan to repay it. We will tell you which lenders are likely to say yes before you apply anywhere. No application, no obligation. Advanced Funding Solutions, NMLS #1277693, is a licensed California mortgage brokerage. All loans are subject to credit, income, asset, property and underwriting approval.

Ready for a Santa Monica Hard Money quote?

Advanced Funding Solutions, NMLS #1277693. Licensed in California. No call center. No junior LO handoff.