Hard Money Loans · Malibu, CA

Malibu Hard Money Lender — Up to 75% LTV Since 2014

Advanced Funding Solutions closes Malibu hard money loans, asset-based, no income verification, LTV set by the funding lender. Built for the Malibu Colony + Carbon Beach use cases that move fast. Contact Advanced Funding Solutions, NMLS #1277693.

5.0 · 21 Google reviews NMLS #1277693 Founded 2014 California
  • ✓ NMLS #1277693
  • ✓ Licensed in California
  • ✓ Direct broker access
Los Angeles County · Malibu, CA

Why Choose Advanced Funding Solutions for Hard Money Loans in Malibu

Malibu's 27 miles of coastline, from Carbon Beach's the jumbo range trophy lots through Point Dume's bluff homes to Broad Beach, runs entirely above conforming and requires coastal slide-zone, beach-easement, and PCH frontage underwriting. Conventional financing timelines vary by lender, program, appraisal, and borrower documentation. Advanced Funding Solutions closes Malibu hard money loans, asset-based, LTV set by the funding lender, no income verification, from our Calabasas office, 14 miles from our Calabasas HQ. Malibu hard money commonly bridges new-construction draws on oceanfront tear-downs, short timelines, 18-month exit to a permanent jumbo, sometimes complicated by post-wildfire rebuild claims.

Leo Teplitsky, Mortgage Broker | Founder, Advanced Funding Solutions
Malibu hard money commonly bridges new-construction draws on oceanfront tear-downs, short timelines, 18-month exit to a permanent jumbo, sometimes complicated by post-wildfire rebuild claims. Malibu move-fast properties need a lender who closing timelines are set by the funding lender, asset-based, LTV set by the funding lender, no income verification. Files are routed from our Calabasas office across wholesale capital sources.
— Leo Teplitsky Mortgage Broker | Founder · NMLS #1277693
Why Borrowers Choose AFS

What Makes Our Hard Money Loans Different in Malibu

Wholesale Hard-Money Access in Malibu

Asset-based underwriting means approval is driven by the property's value, not your credit score or income history. Estimated Malibu hard-money timelines are set by the funding lender at the time of application and are not guaranteed. Malibu hard money commonly bridges new-construction draws on oceanfront tear-downs, short timelines, 18-month exit to a permanent jumbo, sometimes complicated by post-wildfire rebuild claims.

Up to 75% LTV — Fix-and-Flip and Bridge Financing

Hard money programs up to 75% LTV for Malibu fix-and-flip and bridge loans. Subject to property type, lender, and program guidelines. Short-term financing with no prepayment penalty on most programs.

No Income Verification Required

Credit score and W-2 are secondary to property value. Malibu investors, including second-home buyers, oceanfront principals, and post-fire rebuild owners, qualify the same way: on the asset, not on the tax return.

Direct Broker Access, No Call Center

Advanced Funding Solutions (NMLS #1277693) routes Malibu hard-money files across wholesale capital sources. No loan officer queue. Term-sheet timing is set by the funding lender on qualified properties. Call (818) 478-2555.

Hundreds of Wholesale Lender Relationships

AFS has hundreds of wholesale relationships including asset-based lenders across Los Angeles County. Files are routed across multiple investor channels for review on your Malibu bridge or fix-and-flip scenario.

Hard Money Loan Terms in Malibu, CA

Loan-to-Value
Up to 75% — set by the funding lender
Closing Timelines
Set by the funding lender at the time of application
Income Docs
Not required, asset-based underwriting
Credit Score
Flexible, property value drives approval
Property Types
Fix-and-flip · Bridge · Non-conforming · Land
Loan Range
Loan range set by the funding lender
Vesting
Personal name · LLC · Entity
Service Area
Malibu, Los Angeles County, greater California
Licensing
California, NMLS #1277693 · Equal Housing Opportunity
FAQ

Hard Money Loans in Malibu: Common Questions Answered

How fast can AFS close a hard money loan in Malibu?
Estimated Malibu hard-money timelines are set by the funding lender at the time of application and are not guaranteed. Approval is based on property value, not credit history. Files are routed across wholesale capital sources. No loan officer queue. Call (818) 478-2555 for a same-day term sheet.
What LTV do you lend to in Malibu?
Hard money programs in Malibu go up to 75% LTV; final loan-to-value is set by the funding lender based on property condition, location within Los Angeles County, and exit strategy. Malibu hard money commonly bridges new-construction draws on oceanfront tear-downs, short timelines, 18-month exit to a permanent jumbo, sometimes complicated by post-wildfire rebuild claims. Call (818) 478-2555 to discuss the scenario.
Do you need income verification for Malibu hard money?
No. Hard money underwriting at AFS is asset-based, the property's value drives approval, not your W-2 or tax returns. Malibu investors, self-employed borrowers, and first-time flippers qualify the same way. NMLS #1277693.
What property types qualify for hard money in Malibu?
Fix-and-flip, bridge, non-conforming, and land loans in Malibu all qualify. Single-family, multi-family, and mixed-use properties are eligible. Malibu hard money commonly bridges new-construction draws on oceanfront tear-downs, short timelines, 18-month exit to a permanent jumbo, sometimes complicated by post-wildfire rebuild claims.
Can I close in my LLC in Malibu?
Yes. Entity vesting (LLC, corporation, or trust) is available for Malibu hard money loans. We're experienced with complex vesting structures for Los Angeles County investment properties. NMLS #1277693 · Founded 2014.
How does a mortgage brokerage source hard-money capital in Malibu?
AFS routes files across wholesale hard-money channels; timelines are set by the funding lender with direct broker access, Files are routed from our Calabasas office across the wholesale-lender network to the program best positioned to fund the Malibu scenario. hundreds of lender relationships mean competitive pricing. Wholesale-lender relationships established since 2014. No call center, no re-underwriting delays. NMLS #1277693.
More in Malibu

Other Loan Programs in Malibu

Malibu borrowers working with Advanced Funding Solutions have access to the full non-QM suite — not just hard money loans. Whether you need jumbo loans in Malibu , mortgage broker in Malibu, AFS routes your file across hundreds of wholesale-lender channels for the program best positioned to fund the scenario.

Ready for a Malibu Hard Money quote?

Leo Teplitsky, NMLS #1277693. Licensed in California. No call center. No junior LO handoff.