Hard Money Loans · Calabasas, CA

Calabasas Hard Money Loans

A bank can say no to a good deal for reasons that have nothing to do with you. Maybe you have to close before your old home sells, or your income does not fit a bank's form. A hard money loan is short term money that looks at the property and your plan to repay it. We compare 100+ wholesale lenders and tell you honestly whether it fits.

5.0 · 22 Google reviews NMLS #1277693 25 years mortgage & real estate experience Licensed in California
  • ✓ NMLS #1277693
  • ✓ Licensed in California
  • ✓ Direct broker access

What a Hard Money Loan Is

A bridge loan is short term money for a purchase that cannot wait. The lender looks at the property and at how you plan to repay, so a closing date is not lost to paperwork a bank would want first. It usually costs more than a bank loan, so we show you the cheaper route if one exists.

Closing before your old home sells

You found the next home and your current one is still on the market. A bridge loan can cover the gap so you can make an offer without a sale contingency. We help you plan how the loan gets paid off when the sale closes.

Income a bank will not count

Your bank wants two years of steady pay and your income comes in uneven. Some lenders weigh the property and your plan to repay more heavily. We tell you which ones before you spend time on an application.

Cash out of a home you already own

Equity in your home can fund a purchase or project, and you need cash for a purchase or a project on a set date. A short term loan can get you there while you arrange a longer one.

FAQ

Hard Money Loans in Calabasas: Common Questions Answered

Can I use a bridge loan if I already own a home in Calabasas?
Often yes. Lenders look at the home you own, the loan you are asking for and how you plan to repay it. Tell us what you own and what you want to buy, and we will say which lenders to approach.
How do I know if a hard money loan is right for me?
If you have time and your income fits a bank, a regular loan usually costs less. A bridge loan earns its place when time, repairs or income get in the way. We will tell you which side you are on.
Do I have to apply before you can tell me if this fits?
No. Tell us the property, the date you need the money and how you plan to repay it. We will say which lenders look right before you apply anywhere.
Los Angeles County · Calabasas, CA

About Hard Money Loans in Calabasas, CA

Most of these calls start with a deadline: a closing date, a contract about to lapse, or a seller who will not wait. Our office is on Calabasas Road, close to many of the people who call. If that is you, tell us the date and we will work backward from it.

Tell us about the Calabasas property

Tell us what you are buying or borrowing against, when you need the money and how you plan to repay it. We will tell you which lenders are likely to say yes before you apply anywhere. No application, no obligation. Advanced Funding Solutions, NMLS #1277693, is a licensed California mortgage brokerage. All loans are subject to credit, income, asset, property and underwriting approval.

Ready for a Calabasas Hard Money quote?

Advanced Funding Solutions, NMLS #1277693. Licensed in California. No call center. No junior LO handoff.