Hard Money Loans · Agoura Hills, CA

Agoura Hills Hard Money Loans

You found the next place and the old one has not sold. Or you just started a new job and the bank wants a longer track record. A bridge loan gives you short term cash while the longer loan comes together. We compare 100+ wholesale lenders and say plainly whether it fits.

5.0 · 22 Google reviews NMLS #1277693 25 years mortgage & real estate experience Licensed in California
  • ✓ NMLS #1277693
  • ✓ Licensed in California
  • ✓ Direct broker access

What a Hard Money Loan Is

Short term loans exist for the gap between now and the moment a bank is ready. The lender secures the loan with the property and wants a believable plan to repay it. Expect a higher cost than a bank loan, so we check whether waiting would be cheaper.

Buying the next place first

Sellers rarely wait for your sale to close. A bridge loan can let you make a clean offer now, then repay it from the sale proceeds. We map out the payoff with you before you commit to anything.

Starting a new job

A new employer can mean a fresh start under a bank's income rules. A short term loan can bridge the months until your pay history looks right to them. We help you see what to show a lender and which ones to approach.

A rental waiting for its first tenant

A bank may want a signed lease before it will lend. A bridge loan can hold the property while you finish prep and find a tenant, and then a longer loan takes over.

FAQ

Hard Money Loans in Agoura Hills: Common Questions Answered

Can I make an offer before my current place sells?
Yes, a bridge loan is built for that. The lender looks at what you own and how the sale will repay the loan. Tell us your timeline and we will say what looks workable.
Will a new job hurt my chances with a lender?
It can with a bank, and other lenders may weigh it differently. Bring your offer letter and your latest pay records. We will tell you honestly what to expect.
What if my rental has no tenant yet?
That is a common reason people ask us about short term loans. The lender wants to see your plan for getting it leased. Rates, points and terms are set by the funding lender, and we cannot promise any of them.
Los Angeles County · Agoura Hills, CA

About Hard Money Loans in Agoura Hills, CA

People in Agoura Hills usually call with a date in mind: an offer deadline, a listing about to go live, or a lease that starts soon. Give us the date and the plan, and we will work out which lenders to ask first.

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Tell us about the Agoura Hills property

Tell us what you are buying or borrowing against, when you need the money and how you plan to repay it. We will tell you which lenders are likely to say yes before you apply anywhere. No application, no obligation. Advanced Funding Solutions, NMLS #1277693, is a licensed California mortgage brokerage. All loans are subject to credit, income, asset, property and underwriting approval.

Ready for a Agoura Hills Hard Money quote?

Advanced Funding Solutions, NMLS #1277693. Licensed in California. No call center. No junior LO handoff.