Hard Money Loans · Woodland Hills, CA

Woodland Hills Hard Money Loans

Your house needs repairs before a bank will lend on it, or a bank has already turned you down. Neither means the deal is dead. A hard money loan looks at the property and at how you plan to pay it back. We compare 100+ wholesale lenders and help you decide whether a bridge loan is worth it.

5.0 · 22 Google reviews NMLS #1277693 25 years mortgage & real estate experience Licensed in California
  • ✓ NMLS #1277693
  • ✓ Licensed in California
  • ✓ Direct broker access

Hard Money in Plain Words

Think of a hard money loan as a bridge between where your deal is now and where a bank will take it. It is short term and secured by the property, so a house that is not bank-ready can still be bought. Terms are set by the lender and usually cost more than a bank loan, so we weigh it against waiting.

A house that needs work first

Many banks will not lend on a property that needs repairs. A bridge loan can fund the purchase, and sometimes part of the work, so you can fix the house and then move to a regular loan.

A bank turned you down

A decline from one bank does not decide the question. Lenders differ on what they accept, and a decline letter tells us what to fix or where to look instead.

A rental that is not leased yet

A bank may want to see tenants and a lease before it lends. A bridge loan can carry the property while you finish repairs and find a tenant, and then a longer loan takes over.

FAQ

Hard Money Loans in Woodland Hills: Common Questions Answered

What happens if the house needs repairs before I can refinance?
That is one of the most common reasons to use a bridge loan. You borrow to buy, make the repairs, and then refinance into a longer loan. We plan that second step with you before you sign.
Can a hard money loan help if my bank already said no?
Sometimes. Lenders weigh things differently, and the reason for the decline matters. Bring the letter if you have one and we will tell you what looks possible.
Do you lend the money yourselves?
No. We are a mortgage brokerage and a wholesale lender funds the loan. Our job is to find the lender whose rules fit your property and plan, and to tell you when a bridge loan is not the right call.
Los Angeles County · Woodland Hills, CA

About Hard Money Loans in Woodland Hills, CA

We work with buyers and owners across the west San Fernando Valley, and Woodland Hills is one of the places we hear from most. If you are weighing a purchase, a repair project or a loan that has stalled, a short call is the fastest way to find out your options.

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Tell us about the Woodland Hills property

Tell us what you are buying or borrowing against, when you need the money and how you plan to repay it. We will tell you which lenders are likely to say yes before you apply anywhere. No application, no obligation. Advanced Funding Solutions, NMLS #1277693, is a licensed California mortgage brokerage. All loans are subject to credit, income, asset, property and underwriting approval.

Ready for a Woodland Hills Hard Money quote?

Advanced Funding Solutions, NMLS #1277693. Licensed in California. No call center. No junior LO handoff.