$1,557,700 San Francisco Fix-and-Flip Bridge Loan
An experienced investor needed fast capital to acquire an investment property in San Francisco. Advanced Funding Solutions arranged a $1,557,700 hard money bridge loan through a wholesale private lender. The loan funded in 7 days from a complete file submission at 70% LTV, with no appraisal required and no third-party reports required by the selected lender.
Deal Summary
Property Type and Location
Investment property, San Francisco, CA. Single-family residence structured for a fix-and-flip acquisition by an experienced investor.
Borrower Challenge
The investor identified an undervalued property in a competitive San Francisco market and needed to move quickly. Conventional bank financing was not viable given the acquisition timeline required and the property's condition. The borrower needed a lender that could move without the delays of standard bank appraisal and third-party reporting requirements.
Loan Strategy
Advanced Funding Solutions reviewed the scenario and identified a wholesale private lender whose current guidelines matched the property, the loan size, and the investor's exit plan. The loan was structured as a hard money bridge with the intent to acquire and stabilize the property before transitioning to permanent financing.
Loan Amount
$1,557,700. Loan to value was set at 70% by the funding lender based on the property value and the borrower's experience profile.
Documentation
The selected wholesale lender did not require an appraisal for this scenario. No third-party reports were required. Asset-based qualifying. Specific documentation requirements are set by each lender at application and vary by scenario.
Timeline
The loan funded in 7 days from a complete file submission. This timeline reflects a complete file submitted to the right lender for the scenario. Timelines on other bridge loans vary by lender, property, documentation completeness, title, and escrow. A 7-day outcome is not a guarantee on any other scenario.
Result
The investor acquired the property and is currently stabilizing it before transitioning to permanent financing. The loan was arranged by Advanced Funding Solutions through a wholesale private lender. Underwriting, funding, and all final terms were set by the funding lender, not by the brokerage.
Have a similar scenario?
If you are acquiring a San Francisco investment property and need a lender that can move on your timeline, talk to Advanced Funding Solutions. We work with 100+ wholesale and private lenders and route scenarios to the lender whose current guidelines fit the property and the exit plan.
Important Disclosures
This deal summary is provided for informational purposes only. Loan amounts, loan-to-value ratios, timelines, and documentation requirements shown reflect a specific completed transaction arranged by Advanced Funding Solutions through a wholesale private lender. Results on other scenarios will differ. All loans are subject to credit, asset, property, and underwriting approval by the funding lender. Terms are set by the funding lender at application and are not guaranteed until disclosed in writing during the formal application process. Advanced Funding Solutions is a licensed mortgage brokerage and does not underwrite or fund loans directly. Licensed in California. NMLS #1277693. Equal Housing Opportunity.