Hard Money Loans · Temple City, CA

Temple City Hard Money Lender — Up to 75% LTV Since 2014

Advanced Funding Solutions closes Temple City hard money loans, asset-based, no income verification, LTV set by the funding lender. Built for the Live Oak Ave corridor + Lower Temple City use cases that move fast. Contact Advanced Funding Solutions, NMLS #1277693.

5.0 · 21 Google reviews NMLS #1277693 Founded 2014 California
  • ✓ NMLS #1277693
  • ✓ Licensed in California
  • ✓ Direct broker access
Los Angeles County · Temple City, CA

Why Choose Advanced Funding Solutions for Hard Money Loans in Temple City

Temple City's Live Oak Ave corridor, Camellia District, and Lower Temple City stock has crossed conforming as the SGV business corridor's wealth has built up; most current sales close the high-balance to super-jumbo range, increasingly via bank-statement files from SGV business owners. Conventional financing timelines vary by lender, program, appraisal, and borrower documentation. Advanced Funding Solutions closes Temple City hard money loans, asset-based, LTV set by the funding lender, no income verification, from our Calabasas office, 32 miles from our Calabasas HQ. Temple City hard money is bridge for Camellia District SFR value-adds and small Live Oak corridor mixed-use plays, exits to a bank-statement refi at completion.

Leo Teplitsky, Mortgage Broker | Founder, Advanced Funding Solutions
Temple City hard money is bridge for Camellia District SFR value-adds and small Live Oak corridor mixed-use plays, exits to a bank-statement refi at completion. Temple City move-fast properties need a lender who closing timelines are set by the funding lender, asset-based, LTV set by the funding lender, no income verification. Files are routed from our Calabasas office across wholesale capital sources.
— Leo Teplitsky Mortgage Broker | Founder · NMLS #1277693
Why Borrowers Choose AFS

What Makes Our Hard Money Loans Different in Temple City

Wholesale Hard-Money Access in Temple City

Asset-based underwriting means approval is driven by the property's value, not your credit score or income history. Estimated Temple City hard-money timelines are set by the funding lender at the time of application and are not guaranteed. Temple City hard money is bridge for Camellia District SFR value-adds and small Live Oak corridor mixed-use plays, exits to a bank-statement refi at completion.

Up to 75% LTV — Fix-and-Flip and Bridge Financing

Hard money programs up to 75% LTV for Temple City fix-and-flip and bridge loans. Subject to property type, lender, and program guidelines. Short-term financing with no prepayment penalty on most programs.

No Income Verification Required

Credit score and W-2 are secondary to property value. Temple City investors, including SGV restaurant and retail business owners, multi-family principals, qualify the same way: on the asset, not on the tax return.

Direct Broker Access, No Call Center

Advanced Funding Solutions (NMLS #1277693) routes Temple City hard-money files across wholesale capital sources. No loan officer queue. Term-sheet timing is set by the funding lender on qualified properties. Call (818) 478-2555.

Hundreds of Wholesale Lender Relationships

AFS has hundreds of wholesale relationships including asset-based lenders across Los Angeles County. Files are routed across multiple investor channels for review on your Temple City bridge or fix-and-flip scenario.

Hard Money Loan Terms in Temple City, CA

Loan-to-Value
Up to 75% — set by the funding lender
Closing Timelines
Set by the funding lender at the time of application
Income Docs
Not required, asset-based underwriting
Credit Score
Flexible, property value drives approval
Property Types
Fix-and-flip · Bridge · Non-conforming · Land
Loan Range
Loan range set by the funding lender
Vesting
Personal name · LLC · Entity
Service Area
Temple City, Los Angeles County, greater California
Licensing
California, NMLS #1277693 · Equal Housing Opportunity
FAQ

Hard Money Loans in Temple City: Common Questions Answered

How fast can AFS close a hard money loan in Temple City?
Estimated Temple City hard-money timelines are set by the funding lender at the time of application and are not guaranteed. Approval is based on property value, not credit history. Files are routed across wholesale capital sources. No loan officer queue. Call (818) 478-2555 for a same-day term sheet.
What LTV do you lend to in Temple City?
Hard money programs in Temple City go up to 75% LTV; final loan-to-value is set by the funding lender based on property condition, location within Los Angeles County, and exit strategy. Temple City hard money is bridge for Camellia District SFR value-adds and small Live Oak corridor mixed-use plays, exits to a bank-statement refi at completion. Call (818) 478-2555 to discuss the scenario.
Do you need income verification for Temple City hard money?
No. Hard money underwriting at AFS is asset-based, the property's value drives approval, not your W-2 or tax returns. Temple City investors, self-employed borrowers, and first-time flippers qualify the same way. NMLS #1277693.
What property types qualify for hard money in Temple City?
Fix-and-flip, bridge, non-conforming, and land loans in Temple City all qualify. Single-family, multi-family, and mixed-use properties are eligible. Temple City hard money is bridge for Camellia District SFR value-adds and small Live Oak corridor mixed-use plays, exits to a bank-statement refi at completion.
Can I close in my LLC in Temple City?
Yes. Entity vesting (LLC, corporation, or trust) is available for Temple City hard money loans. We're experienced with complex vesting structures for Los Angeles County investment properties. NMLS #1277693 · Founded 2014.
How does a mortgage brokerage source hard-money capital in Temple City?
AFS routes files across wholesale hard-money channels; timelines are set by the funding lender with direct broker access, Files are routed from our Calabasas office across the wholesale-lender network to the program best positioned to fund the Temple City scenario. hundreds of lender relationships mean competitive pricing. Wholesale-lender relationships established since 2014. No call center, no re-underwriting delays. NMLS #1277693.
More in Temple City

Other Loan Programs in Temple City

Temple City borrowers working with Advanced Funding Solutions have access to the full non-QM suite — not just hard money loans. Whether you need jumbo loans in Temple City , mortgage broker in Temple City, AFS routes your file across hundreds of wholesale-lender channels for the program best positioned to fund the scenario.

Ready for a Temple City Hard Money quote?

Leo Teplitsky, NMLS #1277693. Licensed in California. No call center. No junior LO handoff.