Jumbo Loans · Huntington Beach, CA

Huntington Beach Jumbo Lender, High-balance and super-jumbo programs, Surfside Colony & Pacific City Specialist Since 2014

Advanced Funding Solutions closes Huntington Beach jumbo loans across Surfside Colony, Pacific City, and Orange County's high-cost corridor, built for harbour homeowners, second-home buyers, and Surfside Colony principals. hundreds of wholesale-lender channels reviewing your file. Direct access to Leo Teplitsky, NMLS #1277693.

5.0 · 21 Google reviews NMLS #1277693 Founded 2014 California
  • ✓ NMLS #1277693
  • ✓ Licensed in California
  • ✓ Direct broker access
Orange County · Huntington Beach, CA

Why Choose Advanced Funding Solutions for Jumbo Loans in Huntington Beach

Huntington Beach's Surfside Colony gated oceanfront stock and Huntington Harbour waterfront homes trade at the high-balance to super-jumbo range, while Pacific City condos and walk-to-beach SFRs in the downtown core clear conforming routinely. Advanced Funding Solutions has closed Huntington Beach jumbo loans since 2014 from our Calabasas office, 52 miles from our Calabasas HQ, without routing files through a call center or junior loan officer. We bring hundreds of lender relationships to every Huntington Beach file, including programs built for harbour homeowners, second-home buyers, and Surfside Colony principals.

Leo Teplitsky, Mortgage Broker | Founder, Advanced Funding Solutions
Huntington Beach jumbos run the high-balance to super-jumbo range, Surfside Colony oceanfront and Harbour waterfront, appraisals require waterfront and gated-community comps, not generic HB comps. Hundreds of wholesale-lender relationships built since 2014 route your Huntington Beach file across multiple investor channels for review. Final rate, points, and program terms are determined by the funding lender at the time of application.
— Leo Teplitsky Mortgage Broker | Founder · NMLS #1277693
Why Borrowers Choose AFS

What Makes Our Jumbo Loans Different in Huntington Beach

High-Balance and Super-Jumbo Loan Programs

Huntington Beach jumbos run the high-balance to super-jumbo range, Surfside Colony oceanfront and Harbour waterfront, appraisals require waterfront and gated-community comps, not generic HB comps.

Hundreds of Wholesale Lenders Reviewing Your File

AFS submits your Huntington Beach jumbo file across multiple wholesale investor channels simultaneously. For harbour homeowners, second-home buyers, and Surfside Colony principals, that wholesale-channel access matters: each investor scores income and asset profiles differently, and the funding lender best positioned to fund the Huntington Beach scenario is often one not commonly represented in the Huntington Beach retail market.

Bank Statement Programs Available

Self-employed business owners and high-earners in Huntington Beach whose tax returns show heavy deductions qualify on 12–24 months of bank statements. Bank-statement documentation available under select investor channels. Loan amounts, available across the profiles we close most in Huntington Beach, harbour homeowners, second-home buyers, and Surfside Colony principals.

Direct Broker Access, No Call Center

Advanced Funding Solutions (NMLS #1277693) routes Huntington Beach jumbo files across the wholesale-lender network. No call center, no junior LO handoff, no re-underwriting delays. Founded 2014.

Trust & LLC Vesting Available

Huntington Beach jumbo loans in revocable living trusts are standard, we handle the trust documentation in the loan package. LLC vesting available for investment properties. Licensed in California.

Jumbo Loan Terms in Huntington Beach, CA

Loan Range
High-balance and super-jumbo programs
Property Types
Primary residence · Second home · Investment property
Loan Terms
Fixed-rate · 5/1, 7/1, 10/1 ARM · Interest-only options
Income Documentation
Full doc · Bank statement (12–24 months) · Asset depletion
Down Payment
Down payment set by the funding lender, varies by loan amount and credit profile
Credit Profile
Strong preferred; alternative income documentation accepted
Vesting
Personal name · Revocable living trust · LLC (investment)
Typical Timeline
Timelines set by the funding lender, subject to appraisal, title, escrow, and borrower documentation
Licensing
California, NMLS #1277693 · Equal Housing Opportunity
FAQ

Jumbo Loans in Huntington Beach: Common Questions Answered

What is the jumbo loan limit in Huntington Beach?
Huntington Beach is in Orange County, the conforming limit is set annually by the Federal Housing Finance Agency, and any loan above that is a jumbo. Huntington Beach's Surfside Colony gated oceanfront stock and Huntington Harbour waterfront homes trade at the high-balance to super-jumbo range, while Pacific City condos and walk-to-beach SFRs in the downtown core clear conforming routinely. Advanced Funding Solutions closes Huntington Beach jumbo loans from High-balance and super-jumbo programs through our hundreds of lenders in our network. NMLS #1277693.
Can I get a Huntington Beach jumbo loan with bank statements instead of tax returns?
Yes. Huntington Beach jumbos run the high-balance to super-jumbo range, Surfside Colony oceanfront and Harbour waterfront, appraisals require waterfront and gated-community comps, not generic HB comps; and many of those files come through us on 12 or 24 months of bank statements. Tax-return-light documentation available under select investor channels. Contact Advanced Funding Solutions at (818) 478-2555. No loan officer queue.
How fast can AFS close a Huntington Beach jumbo loan?
Typically Timelines are set by the funding lender at the time of application and are not guaranteed. Huntington Beach jumbo files are routed across the wholesale-lender network. No processor queue, no junior LO. Wholesale-lender relationships established since 2014 support timely file routing.
Do you serve Surfside Colony and Pacific City in Huntington Beach?
Yes, Surfside Colony, Pacific City, and all surrounding Huntington Beach neighborhoods are in our primary service zone. AFS is based in Calabasas and has closed luxury jumbo transactions across Orange County since 2014.
How are jumbo loan rates determined in Huntington Beach?
Jumbo rates, points, and closing costs are set by the funding lender at the time of application based on credit profile, loan-to-value, occupancy, property type, loan amount, and program guidelines. Advanced Funding Solutions routes the file across wholesale investor channels for review; any figures discussed before a complete application are illustrative only and are not a quote, rate lock, or commitment to lend. Call (818) 478-2555 to discuss whether a wholesale-investor channel may fit the scenario.
How does a mortgage brokerage source jumbo capital in Huntington Beach?
A mortgage brokerage routes the file across many wholesale investor channels. Huntington Beach borrowers most often need lenders that handle dock-included appraisals or short-term-rental DSCR on Pacific City condos, bank retail can't run either. Founded 2014. NMLS #1277693. Call Advanced Funding Solutions, (818) 478-2555.
More in Huntington Beach

Other Loan Programs in Huntington Beach

Huntington Beach borrowers working with Advanced Funding Solutions have access to the full non-QM suite — not just jumbo loans. Whether you need hard money loans in Huntington Beach , mortgage broker in Huntington Beach, AFS routes your file across hundreds of wholesale-lender channels for the program best positioned to fund the scenario.

Ready for a Huntington Beach Jumbo quote?

Leo Teplitsky, NMLS #1277693. Licensed in California. No call center. No junior LO handoff.