Jumbo Loans · Malibu, CA

Malibu Jumbo Lender, High-balance and super-jumbo programs, Malibu Colony & Carbon Beach Specialist Since 2014

Advanced Funding Solutions closes Malibu jumbo loans across Malibu Colony, Carbon Beach, and Los Angeles County's high-cost corridor, built for second-home buyers, oceanfront principals, and post-fire rebuild owners. hundreds of wholesale-lender channels reviewing your file. Direct access to Leo Teplitsky, NMLS #1277693.

5.0 · 21 Google reviews NMLS #1277693 Founded 2014 California
Get a Quote → (818) 478-2555
  • ✓ NMLS #1277693
  • ✓ Licensed in California
  • ✓ Direct broker access
Los Angeles County · Malibu, CA

Why Choose Advanced Funding Solutions for Jumbo Loans in Malibu

Malibu's 27 miles of coastline, from Carbon Beach's the jumbo range trophy lots through Point Dume's bluff homes to Broad Beach, runs entirely above conforming and requires coastal slide-zone, beach-easement, and PCH frontage underwriting. Advanced Funding Solutions has closed Malibu jumbo loans since 2014 from our Calabasas office, 14 miles from our Calabasas HQ, without routing files through a call center or junior loan officer. We bring hundreds of lender relationships to every Malibu file, including programs built for second-home buyers, oceanfront principals, and post-fire rebuild owners.

Jumbo Loans programs in California →  ·  Los Angeles County mortgage broker overview →  ·  Advanced Funding Solutions, NMLS #1277693 →

Leo Teplitsky, Mortgage Broker | Founder, Advanced Funding Solutions
Malibu jumbos need lenders that underwrite PCH oceanfront appraisals, coastal slide-zone risk, and high-balance vacant-lot construction loans, and the wholesale list that does all three is short. Hundreds of wholesale-lender relationships built since 2014 route your Malibu file across multiple investor channels for review. Final rate, points, and program terms are determined by the funding lender at the time of application.
— Leo Teplitsky Mortgage Broker | Founder · NMLS #1277693
Why Borrowers Choose AFS

What Makes Our Jumbo Loans Different in Malibu

High-Balance and Super-Jumbo Loan Programs

Malibu jumbos need lenders that underwrite PCH oceanfront appraisals, coastal slide-zone risk, and high-balance vacant-lot construction loans, and the wholesale list that does all three is short.

Hundreds of Wholesale Lenders Reviewing Your File

AFS submits your Malibu jumbo file across multiple wholesale investor channels simultaneously. For second-home buyers, oceanfront principals, and post-fire rebuild owners, that wholesale-channel access matters: each investor scores income and asset profiles differently, and the funding lender best positioned to fund the Malibu scenario is often one not commonly represented in the Malibu retail market.

Bank Statement Programs Available

Self-employed business owners and high-earners in Malibu whose tax returns show heavy deductions qualify on 12–24 months of bank statements. Bank-statement documentation available under select investor channels. Loan amounts, available across the profiles we close most in Malibu, second-home buyers, oceanfront principals, and post-fire rebuild owners.

Direct Broker Access, No Call Center

Advanced Funding Solutions (NMLS #1277693) routes Malibu jumbo files across the wholesale-lender network. No call center, no junior LO handoff, no re-underwriting delays. Founded 2014.

Trust & LLC Vesting Available

Malibu jumbo loans in revocable living trusts are standard, we handle the trust documentation in the loan package. LLC vesting available for investment properties. Licensed in California.

Jumbo Loan Terms in Malibu, CA

Loan Range
High-balance and super-jumbo programs
Property Types
Primary residence · Second home · Investment property
Loan Terms
Fixed-rate · 5/1, 7/1, 10/1 ARM · Interest-only options
Income Documentation
Full doc · Bank statement (12–24 months) · Asset depletion
Down Payment
Down payment set by the funding lender, varies by loan amount and credit profile
Credit Profile
Strong preferred; alternative income documentation accepted
Vesting
Personal name · Revocable living trust · LLC (investment)
Typical Timeline
Timelines set by the funding lender, subject to appraisal, title, escrow, and borrower documentation
Licensing
California, NMLS #1277693 · Equal Housing Opportunity
FAQ

Jumbo Loans in Malibu: Common Questions Answered

What is the jumbo loan limit in Malibu?
Malibu is in Los Angeles County, the conforming limit is set annually by the Federal Housing Finance Agency, and any loan above that is a jumbo. Malibu's 27 miles of coastline, from Carbon Beach's the jumbo range trophy lots through Point Dume's bluff homes to Broad Beach, runs entirely above conforming and requires coastal slide-zone, beach-easement, and PCH frontage underwriting. Advanced Funding Solutions closes Malibu jumbo loans from High-balance and super-jumbo programs through our hundreds of lenders in our network. NMLS #1277693.
Can I get a Malibu jumbo loan with bank statements instead of tax returns?
Yes. Malibu jumbos need lenders that underwrite PCH oceanfront appraisals, coastal slide-zone risk, and high-balance vacant-lot construction loans, and the wholesale list that does all three is short; and many of those files come through us on 12 or 24 months of bank statements. Tax-return-light documentation available under select investor channels. Contact Advanced Funding Solutions at (818) 478-2555. No loan officer queue.
How fast can AFS close a Malibu jumbo loan?
Typically Timelines are set by the funding lender at the time of application and are not guaranteed. Malibu jumbo files are routed across the wholesale-lender network. No processor queue, no junior LO. Wholesale-lender relationships established since 2014 support timely file routing.
Do you serve Malibu Colony and Carbon Beach in Malibu?
Yes, Malibu Colony, Carbon Beach, and all surrounding Malibu neighborhoods are in our primary service zone. AFS is based in Calabasas and has closed luxury jumbo transactions across Los Angeles County since 2014.
How are jumbo loan rates determined in Malibu?
Jumbo rates, points, and closing costs are set by the funding lender at the time of application based on credit profile, loan-to-value, occupancy, property type, loan amount, and program guidelines. Advanced Funding Solutions routes the file across wholesale investor channels for review; any figures discussed before a complete application are illustrative only and are not a quote, rate lock, or commitment to lend. Call (818) 478-2555 to discuss whether a wholesale-investor channel may fit the scenario.
How does a mortgage brokerage source jumbo capital in Malibu?
A mortgage brokerage routes the file across many wholesale investor channels. Malibu borrowers need lenders that simultaneously handle vacation-rental DSCR, primary-residence jumbo, and coastal slide-zone underwriting, bank retail can't deliver all three programs. Founded 2014. NMLS #1277693. Call Advanced Funding Solutions, (818) 478-2555.
More in Malibu

Other Loan Programs in Malibu

Malibu borrowers working with Advanced Funding Solutions have access to the full non-QM suite — not just jumbo loans. Whether you need hard money loans in Malibu , mortgage broker in Malibu, AFS routes your file across hundreds of wholesale-lender channels for the program best positioned to fund the scenario.

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Jumbo Loans Near Malibu

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Ready for a Malibu Jumbo quote?

Leo Teplitsky, NMLS #1277693. Licensed in California. No call center. No junior LO handoff.

Get a Quote → (818) 478-2555