Jumbo Loans · Irvine, CA

Irvine Jumbo Lender, High-balance and super-jumbo programs, Shady Canyon & Turtle Rock Specialist Since 2014

Advanced Funding Solutions closes Irvine jumbo loans across Shady Canyon, Turtle Rock, and Orange County's high-cost corridor, built for tech executives, foreign-national buyers, and UCI/UCSF medical professionals. hundreds of wholesale-lender channels reviewing your file. Direct access to Leo Teplitsky, NMLS #1277693.

5.0 · 21 Google reviews NMLS #1277693 Founded 2014 California
  • ✓ NMLS #1277693
  • ✓ Licensed in California
  • ✓ Direct broker access
Orange County · Irvine, CA

Why Choose Advanced Funding Solutions for Jumbo Loans in Irvine

Irvine's Shady Canyon and Turtle Rock master-planned luxury, plus University Park and Northpark family stock, regularly clear the Orange County conforming threshold. The 405/5 tech corridor drives a deep base of foreign-national and RSU-heavy buyer files. Advanced Funding Solutions has closed Irvine jumbo loans since 2014 from our Calabasas office, 62 miles from our Calabasas HQ, without routing files through a call center or junior loan officer. We bring hundreds of lender relationships to every Irvine file, including programs built for tech executives, foreign-national buyers, and UCI/UCSF medical professionals.

Leo Teplitsky, Mortgage Broker | Founder, Advanced Funding Solutions
Irvine jumbos run the high-balance to super-jumbo range with a heavy share of foreign-national and RSU-income files, Asian tech buyers whose income mix doesn't fit retail underwriting boxes. Hundreds of wholesale-lender relationships built since 2014 route your Irvine file across multiple investor channels for review. Final rate, points, and program terms are determined by the funding lender at the time of application.
— Leo Teplitsky Mortgage Broker | Founder · NMLS #1277693
Why Borrowers Choose AFS

What Makes Our Jumbo Loans Different in Irvine

High-Balance and Super-Jumbo Loan Programs

Irvine jumbos run the high-balance to super-jumbo range with a heavy share of foreign-national and RSU-income files, Asian tech buyers whose income mix doesn't fit retail underwriting boxes.

Hundreds of Wholesale Lenders Reviewing Your File

AFS submits your Irvine jumbo file across multiple wholesale investor channels simultaneously. For tech executives, foreign-national buyers, and UCI/UCSF medical professionals, that wholesale-channel access matters: each investor scores income and asset profiles differently, and the funding lender best positioned to fund the Irvine scenario is often one not commonly represented in the Irvine retail market.

Bank Statement Programs Available

Self-employed business owners and high-earners in Irvine whose tax returns show heavy deductions qualify on 12–24 months of bank statements. Bank-statement documentation available under select investor channels. Loan amounts, available across the profiles we close most in Irvine, tech executives, foreign-national buyers, and UCI/UCSF medical professionals.

Direct Broker Access, No Call Center

Advanced Funding Solutions (NMLS #1277693) routes Irvine jumbo files across the wholesale-lender network. No call center, no junior LO handoff, no re-underwriting delays. Founded 2014.

Trust & LLC Vesting Available

Irvine jumbo loans in revocable living trusts are standard, we handle the trust documentation in the loan package. LLC vesting available for investment properties. Licensed in California.

Jumbo Loan Terms in Irvine, CA

Loan Range
High-balance and super-jumbo programs
Property Types
Primary residence · Second home · Investment property
Loan Terms
Fixed-rate · 5/1, 7/1, 10/1 ARM · Interest-only options
Income Documentation
Full doc · Bank statement (12–24 months) · Asset depletion
Down Payment
Down payment set by the funding lender, varies by loan amount and credit profile
Credit Profile
Strong preferred; alternative income documentation accepted
Vesting
Personal name · Revocable living trust · LLC (investment)
Typical Timeline
Timelines set by the funding lender, subject to appraisal, title, escrow, and borrower documentation
Licensing
California, NMLS #1277693 · Equal Housing Opportunity
FAQ

Jumbo Loans in Irvine: Common Questions Answered

What is the jumbo loan limit in Irvine?
Irvine is in Orange County, the conforming limit is set annually by the Federal Housing Finance Agency, and any loan above that is a jumbo. Irvine's Shady Canyon and Turtle Rock master-planned luxury, plus University Park and Northpark family stock, regularly clear the Orange County conforming threshold. The 405/5 tech corridor drives a deep base of foreign-national and RSU-heavy buyer files. Advanced Funding Solutions closes Irvine jumbo loans from High-balance and super-jumbo programs through our hundreds of lenders in our network. NMLS #1277693.
Can I get an Irvine jumbo loan with bank statements instead of tax returns?
Yes. Irvine jumbos run the high-balance to super-jumbo range with a heavy share of foreign-national and RSU-income files (Asian tech buyers whose income mix doesn't fit retail underwriting boxes.) and many of those files come through us on 12 or 24 months of bank statements. Tax-return-light documentation available under select investor channels. Contact Advanced Funding Solutions at (818) 478-2555. No loan officer queue.
How fast can AFS close an Irvine jumbo loan?
Typically Timelines are set by the funding lender at the time of application and are not guaranteed. Irvine jumbo files are routed across the wholesale-lender network. No processor queue, no junior LO. Wholesale-lender relationships established since 2014 support timely file routing.
Do you serve Shady Canyon and Turtle Rock in Irvine?
Yes, Shady Canyon, Turtle Rock, and all surrounding Irvine neighborhoods are in our primary service zone. AFS is based in Calabasas and has closed luxury jumbo transactions across Orange County since 2014.
How are jumbo loan rates determined in Irvine?
Jumbo rates, points, and closing costs are set by the funding lender at the time of application based on credit profile, loan-to-value, occupancy, property type, loan amount, and program guidelines. Advanced Funding Solutions routes the file across wholesale investor channels for review; any figures discussed before a complete application are illustrative only and are not a quote, rate lock, or commitment to lend. Call (818) 478-2555 to discuss whether a wholesale-investor channel may fit the scenario.
Why use Advanced Funding Solutions over a bank for an Irvine jumbo?
A mortgage brokerage routes the file across many wholesale investor channels. Irvine borrowers most often need lenders that handle RSU vesting income, foreign-national assets, or both on the same file, we shop across wholesale specialists that already serve the OC tech market. Founded 2014. NMLS #1277693. Call Advanced Funding Solutions, (818) 478-2555.
More in Irvine

Other Loan Programs in Irvine

Irvine borrowers working with Advanced Funding Solutions have access to the full non-QM suite — not just jumbo loans. Whether you need hard money loans in Irvine , mortgage broker in Irvine, AFS routes your file across hundreds of wholesale-lender channels for the program best positioned to fund the scenario.

Ready for a Irvine Jumbo quote?

Leo Teplitsky, NMLS #1277693. Licensed in California. No call center. No junior LO handoff.